Personal Finance MCP Server

@JosueM1109

代码仓库

基本信息

分类

金融与商务

传输方式

stdio

作者

JosueM1109

提交者

Josue Mendives

关于 Personal Finance MCP Server

Self-hosted, read-only MCP server for personal finance. Connect your banks, credit cards, loans, and brokerage accounts via Plaid and query them from Claude Code in plain English — no third-party aggregator involved.

#plaid#personal-finance #self-hosted #read-only #python #fastmcp #claude-code #banking #transactions#investments

Personal Finance MCP Server 配置

使用下面的配置,将此服务器添加到你的 MCP 客户端。

{
  "mcpServers": {
    "personal-finance": {
      "command": "docker",
      "args": [
        "run",
        "-i",
        "--rm",
        "-p",
        "8000:8000",
        "-e",
        "PLAID_CLIENT_ID",
        "-e",
        "PLAID_SECRET",
        "-e",
        "PLAID_ENV",
        "personal-finance-mcp"
      ],
      "env": {
        "PLAID_CLIENT_ID": "<YOUR_PLAID_CLIENT_ID>",
        "PLAID_SECRET": "<YOUR_PLAID_SECRET>",
        "PLAID_ENV": "production"
      }
    }
  }
}

Personal Finance MCP Server 工具

工具列表暂未提供

当前收录暂时没有可展示的工具列表，不代表服务没有工具。请查阅项目文档了解支持的能力。

工具是从 README 中自动提取的。维护者可以在 ## Tools 标题下列出工具,即可填充这部分内容。

概览

What is Personal Finance MCP?

A self-hosted, read-only MCP server that connects your banks, credit cards, loans, and brokerage accounts (via Plaid) to Claude Code. It lets you ask questions about your own finances in plain English without a third-party aggregator like Monarch or Mint. This is an unofficial project not affiliated with Plaid Inc.

How to use Personal Finance MCP?

Requires Python 3.11+, a free Plaid Trial plan (up to 10 Items), and an MCP client like Claude Code. Clone the repository, install dependencies, copy .env.example to .env and fill in Plaid credentials. Run uvicorn link_helper:app --port 8765 once per bank to generate access tokens, then run python server.py to serve the server on http://localhost:8000/mcp. Add it to Claude Code with claude mcp add --transport http personal-finance http://localhost:8000/mcp.

Key features of Personal Finance MCP

Nine read-only tools: list_accounts, get_balances, get_transactions, search_transactions, get_recurring_transactions, get_liabilities, get_investment_holdings, get_investment_transactions, and get_institutions_status
Self-hosted and single-tenant – one deployment per person
No third‑party aggregator; connects directly via Plaid
All tools are read‑only, never mutating financial data
Credentials stored in environment variables, never on disk

Use cases of Personal Finance MCP

Ask “What’s my total balance across all accounts?” in Claude Code
Find transactions over $100 in the last 30 days
Discover which subscriptions you’re still paying for
Query how much was spent on groceries last month
Check which banks need re‑authentication

常见问题

How is Personal Finance MCP different from Monarch or Mint?

It connects directly via Plaid without a third‑party aggregator; it is self‑hosted and purely read‑only.

What are the prerequisites to run Personal Finance MCP?

Python 3.11+, a free Plaid Trial plan (up to 10 Items), and an MCP client such as Claude Code.

Is Personal Finance MCP affiliated with Plaid?

No, it is unofficial and not affiliated with Plaid Inc.

Where does my financial data reside?

Data is fetched live from Plaid each time a tool is called; tokens are stored in environment variables and never written to disk.

What transport does Personal Finance MCP use?

It serves on HTTP at `localhost:8000/mcp` and can be added to Claude Code via the HTTP transport.

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