What is AgentCard?
AgentCard lets AI agents create and spend virtual debit cards, each with a fixed budget, real card credentials, and full MCP integration. Your agent can create a card, pay for things, check its balance, and auto-fill checkout forms without ever needing your personal card.
How to use AgentCard?
The fastest setup is via the CLI: run npx agent-cards signup (one-time) then npx agent-cards setup-mcp to auto-configure Claude Code. Alternatively, you can manually add a Streamable HTTP or stdio MCP server entry to your client config, providing your JWT token via header or environment variable.
Key features of AgentCard
- Create virtual debit cards with a fixed USD budget
- Retrieve decrypted PAN, CVV, and expiry (with human approval)
- Auto-detect and pay checkout pages in the browser
- Fill card credentials into payment forms automatically
- List cards, check balances, and list transactions
- Human-in-the-loop approval for sensitive operations
Use cases of AgentCard
- An AI assistant pays for an online service using a dedicated virtual card
- An agent fills checkout forms with its own card credentials, keeping your personal card safe
- A developer gives their AI agent a prepaid budget to purchase tools or subscriptions autonomously
- An agent closes or replaces a compromised virtual card without human intervention
- A support bot starts a human chat when a request requires manual approval
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