What is Lenderwiki US Consumer Lender Database?
Lenderwiki US Consumer Lender Database is a Model Context Protocol (MCP) server that gives AI assistants access to LenderWiki’s database of over 13,000 US consumer lenders. It provides real data on rates, fees, eligibility, customer reviews, and regulatory history for personal loan providers. It is designed for developers and users of MCP-compatible clients such as Claude Desktop, Cursor, and Windsurf.
How to use Lenderwiki US Consumer Lender Database?
Install the package via npm (npm install lenderwiki-mcp-server) or clone and build from source. Obtain a free API key from lenderwiki.com (1,000 requests per day). Configure your MCP client by adding a JSON entry with the command to run the server and the LENDERWIKI_API_KEY environment variable. Alternatively, use the hosted HTTP endpoint at https://lenderwiki.com/api/mcp for remote access without local installation.
Key features of Lenderwiki US Consumer Lender Database
- Exposes four tools:
find_lenders, get_lender_profile, compare_lenders, check_eligibility
- Search lenders by state, type, credit score, ITIN acceptance, loan amount, and more
- Retrieve comprehensive lender profiles with products, rates, eligibility, reviews, and regulatory data
- Side-by-side comparison for 2–5 lenders with a markdown table
- Preliminary eligibility check based on user’s financial profile
- Data sourced from lender websites, NerdWallet, Bankrate, CFPB, BBB, and regulatory databases
Use cases of Lenderwiki US Consumer Lender Database
- Search for lenders in a specific state that accept ITIN or cosigners
- Get a full profile of a lender including APR ranges, fees, and customer complaints
- Compare multiple lenders side by side to decide which best fits a borrower’s needs
- Check a borrower’s likely eligibility for a specific lender based on credit score, income, and location
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