Ipayx Fx Audit

What is Ipayx Fx Audit?

Ipayx Fx Audit is an MCP server that audits foreign exchange (FX) fees, compares currency conversion margins across providers, and scores cross-border payment invoices. It integrates with AI assistants like Claude, Cursor, Cline, and ChatGPT.

How to use Ipayx Fx Audit?

Install the server via npx -y @ipayx/mcp-fx-audit and configure it in your MCP client (e.g., Claude Desktop) with an optional IPAYX_API_KEY environment variable for live provider quotes. The server exposes four tools: audit_fx_fee, compare_providers, score_invoice, and get_mid_market_rate.

Key features of Ipayx Fx Audit?

• Compute hidden FX fees against real mid-market rates.
• Compare live FX quotes from Wise, OFX, Airwallex, and banks.
• Grade invoices on FX fairness with a 0–100 score.
• Retrieve ECB mid-market rates for any currency pair.

Use cases of Ipayx Fx Audit?

• Audit hidden fees in a foreign currency conversion.
• Compare currency exchange offers from multiple providers.
• Score a cross-border invoice for FX fairness before payment.

FAQ from Ipayx Fx Audit

What tools does Ipayx Fx Audit provide?

It provides four tools: audit_fx_fee, compare_providers, score_invoice, and get_mid_market_rate.

Do I need an API key to use Ipayx Fx Audit?

No. Mid-market rates work without a key. A free API key from ipayx.ai is required for live provider comparisons.

Which providers does the comparison tool support?

It compares Wise, OFX, Airwallex, banks, and others as listed in the provider comparison tool.

Where do the mid‑market rates come from?

The mid-market rates are powered by the European Central Bank (ECB) via exchangerate.host.

Can I use Ipayx Fx Audit with clients other than Claude?

Yes. It works with any MCP-compatible client, including Cursor, Cline, and ChatGPT.