Cinderfi

Name: Cinderfi
Author: cinderfi

@cinderfi

About Cinderfi

Tax-aware retirement planning for Canada and the US. CPP/OAS and Social Security timing, RRSP/TFSA/401k/IRA projections, Monte Carlo simulation, withdrawal order optimization, and historical backtesting against 150 years of market data. 19 tools. Free and Pro tiers.

#retirement #finance #canada #usa #tax

Basic information

Config

Add this server to your MCP-compatible client using the configuration below.

{
  "mcpServers": {
    "cinderfi": {
      "command": "npx",
      "args": [
        "-y",
        "mcp-remote",
        "https://mcp.cinderfi.com/mcp"
      ],
      "env": {
        "AUTHORIZATION": "Bearer YOUR_API_KEY"
      }
    }
  }
}

Tools

No tools detected

We auto-extract tools from the README. The maintainer can list them under a ## Tools heading to populate this section.

Overview

What is Cinderfi?

Cinderfi is a Model Context Protocol server for tax-aware retirement planning covering Canada and the United States. It offers 19 specialized tools for retirement analysis and is designed for use with AI coding agents that support Agent Skills or MCP.

How to use Cinderfi?

Get a free API key at cinderfi.com/mcp, then connect your MCP-compatible client to https://mcp.cinderfi.com/mcp using the Authorization: Bearer YOUR_API_KEY header. Configuration examples for Claude Desktop and OpenClaw are provided in the README. Transports include Streamable HTTP and SSE.

Key features of Cinderfi

19 tools for tax-aware retirement projections and optimization
CPP, OAS, and Social Security timing analysis
Tax calculations for all Canadian provinces and US states
Monte Carlo simulation and withdrawal order optimization
Historical backtesting using Shiller data (1871–2024)
Scenario comparison and personalized retirement insights

Use cases of Cinderfi

Plan retirement projections for individuals or couples
Optimize CPP, OAS, and Social Security claiming strategies
Evaluate GIS eligibility and clawback impacts
Compare RRSP meltdown versus Roth conversion strategies
Simulate the effect of major purchases or windfalls on retirement

FAQ from Cinderfi

What planning tools does Cinderfi include?

Cinderfi provides 19 tools covering retirement projections, CPP/OAS/Social Security timing, tax calculations for all Canadian provinces and US states, GIS clawback analysis, RRSP meltdown/Roth conversion strategy, Monte Carlo simulation, withdrawal order optimization, historical backtesting, purchase and windfall impact simulators, and scenario comparison.