Candor Finance MCP ServerVerifiedFeatured

What is Candor Finance?

Candor is a personal finance app that helps you reach your money goals with ChatGPT, Claude, or the AI agent you already use. Your agent works from your real bank, card, loan, and investment accounts: it sets up goals and a budget with you, finds money you are losing to fees, price increases, or missed refunds, and remembers your plan and decisions between conversations. Every week Candor reviews your spending, bills, debt, savings, and investments and tells your agent what's worth talking through and why. Candor never moves money.

What you can ask your agent

• "Help me pay off my credit cards."
• "Where does my money go each month?"
• "What should I know about my money this week?"

Tell your agent what you want with your money, even if you haven't worked it out yet. It breaks that into steps and sets up the plan from your accounts: goals with a measure and a pace, a budget that pays for them, and every charge sorted to match. Every figure comes from your records and is calculated by Candor, not guessed by a language model.

How to connect

Add the remote server to any MCP client that supports Streamable HTTP and OAuth:

{
  "mcpServers": {
    "candor-finance": {
      "type": "http",
      "url": "https://api.candor.money/mcp"
    }
  }
}

Your client opens Candor's sign-in the first time (OAuth 2.1 with PKCE and dynamic client registration). You connect US bank, card, loan, and investment accounts on Candor's website, read-only.

Candor Finance is also in the ChatGPT plugin directory and Claude's connector directory, and it is listed in the official MCP Registry as money.candor/candor-finance.

Tools

candor_open, candor_schema, candor_query, candor_get, candor_preview, candor_write, candor_connections, candor_changes, candor_snapshot, candor_visualize

Privacy and control

• Account connections are read-only. Candor cannot move money, pay bills, or trade.
• Your data is never sold or used to train models.
• Every action your agent takes in Candor is recorded with its reason, and your agent acts outside Candor only with your okay.

Pricing

From $8.25 a month on the annual plan ($99 a year), or $14.99 month to month, with a 7-day free trial.

Links

• Website: https://candor.money
• Setup guide for agents: https://candor.money/START.md
• Support: https://candor.money/support
• Privacy: https://candor.money/privacy
• Security: https://candor.money/security